Consumer loan

Instant solutions with a quick and easy loan

Experience quick solution for your needs, make diverse purchases whenever you desire.

Seize the opportunity

Embrace your chance for financial fulfillment, unlocking a pathway to achieve your aspirations.

  • Unleash Financial Freedom
    A loan that helps you realize plans and overcome temporary shortage of funds.

  • Tailored Flexibility
    Our terms and conditions offer you various repayment options, schedules, and terms that align with your financial capacity, ensuring a personalized borrowing experience.

  • Emergency Assistance
    Navigate non-emergency expenses effortlessly with reliable support during unexpected situations, when you need it most.

  • Affordable Financing
    Enjoy cost-effective solutions with affordable interest rates ensuring your choice is budget friendly.

Unlock profitability in partnership

Forge a profitable partnership with us as we cater to all your needs, ensuring conditions that align with your unique requirements.

  • Exclusive Rates
    Enjoy special interest rates that begin at 27%, a cost-effective and tailored solution.

  • Flexible Duration
    Tailor your loan experience and choose a loan period that can range from 3 months to 60 months.

  • Customizable Amounts
    Experience the freedom to choose and borrow amounts ranging from 5,000 to 2,000,000 soms.

Unveiling advantages of the product

Explore the benefits that set us apart and make your financial experience exceptional.

  • Swift Solutions
    Experience the fastest loan processing time when your documents are ready, ensuring swift access to the financial support.

  • Minimal Documents
    Simplify your loan application with minimal documentation requirements—just bring a certificate of income, and your loan is ready.

  • Flexible Repayment
    Repay your loan at your convenience with the flexibility to settle it ahead of schedule. Utilize various payment methods such as payment terminals, FINCA ELSOM, and Elkart Mobile.

  • Transparent Support
    Benefit from transparent financial support with no additional commissions for contract support.

Loan calculator

Example: 100 000
Example: 12
Calculate

* The following calculation is informative and may vary slightly.

Loan Application Process: Step by Step

Experience an application process built on trust, efficiency, and your unique needs

  • 1

    Online application
    Submit your online application, and our staff will contact you to assist with product selection and required documents.

  • 2

    Branch selection
    After the consultation, we will invite you to the nearest branch.

  • 3

    Signing the contract
    Visit the selected branch, sign the contract, and receive your loan.

Start your application

ATTENTION! Having filled in this application, you will be able to get a loan in any convenient Branch of the Bank, if you want to get ONLINE LOAN download our FINCA Mobile app

This application form is available in Russian or Kyrgyz only.

The appendixes are available in Russian and Kyrgyz languages only. Please follow this link.

Frequently Asked Questions

Yes, you can obtain a parallel loan from FINCA Bank. Approval depends on factors such as the maturity and amount of the existing loan and an assessment of your business’s capacity to repay two loans simultaneously.

The fee or commission charged by banks when granting a loan is associated with the cost of loan disbursement. Learn more about the costs associated with loans here.

You can repay your loan through:
1) The Bank’s cash desk (no service fees are applied when you pay at the cash desk)
2) Transfer from the account of another bank (some fees associated with money transfer may be accrued)
3) FINCA Bank payment terminals (no service fees are applied)
4) Elkart Mobile application
5) Refilling via Pay24 and other terminals and mobile operators (O!Dengi, Mega) (service fees may be associated).

We are always happy to talk!

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