Group business loan

Unsecured loan for your business

This is a collateral-free loan solution designed to support you and your group members in achieving new heights and prospering in your businesses.

Financing for a group of entrepreneurs with small incomes

Grow your business and improve your living conditions with the support of a group of like-minded people.

  • Interest Rate from 29%: Low interest rate, making financial support affordable and profitable.

  • Loan Term up to 2 years: Flexible repayment term options starting from 3 months provide clients with comfortable management of their loan.

  • Loan amount up to KGS 250,000: The possibility of obtaining funds from KGS 5,000 to suit individual needs.

  • Optimal loan terms: special terms allow our customers to easily implement their financial goals.

Explore new opportunities

The purpose of this loan is to support you in developing your business and financing various needs, such as buying equipment, renting machinery, hiring workers for seasonal work, purchasing livestock, improving living conditions, receiving medical treatment, and paying for education.

Loan Terms And Conditions

  • Collateral-Free: The loan is issued without collateral, just under a group guarantee.

  • Group Formation: To get a loan, form a group of three or more people – entrepreneurs who have a business that generates income and has been operating for at least 3 months. The group members are united by guaranteeing each other in the repayment of the loan.

  • Mutual Trust: The group is created on the basis of mutual trust and voluntary participation of all its members. Entrepreneurs in the group must know each other and the business of other group members.

  • Family Members: Group members can be relatives – owners of separate businesses with different places of residence.

  • Currency: The loan currency is KGS.

Loan calculator

Example: 100 000
Example: 12
Calculate

* The following calculation is informative and may vary slightly.

Enjoy advantages of this solution

You can make payments any time and in any convenient way: payment terminal, Elkart Mobile, FINCA Branch.

  • Quick and Easy Process: Loan processing is done in the shortest possible time.

  • Minimal Documentation: Just bring a certificate of income to get a loan.

  • No Additional Commissions: No extra fees are required for your contract.

Loan application process: step by step

Experience an application process built on trust, efficiency, and your unique needs

  • 1

    Online application: When you submit your online application, our staff will contact you regarding product selection and required documents.

  • 2

    Branch selection: After the consultation, we will invite you to the nearest branch.

  • 3

    Signing the contract: Visit the selected branch to sign the contract and receive the loan.

Start your application

ATTENTION! Having filled in this application, you will be able to get a loan in any convenient Branch of the Bank, if you want to get ONLINE LOAN follow the link.

This application form is available in Russian or Kyrgyz only.

The appendixes are available in Russian and Kyrgyz languages only. Please follow this link.

Frequently Asked Questions

There must be at least 3 people in the group to receive this credit.

The total amount for all participants should not exceed 1,500,000 soms, the maximum amount per group member is 250,000 soms.

In such a case, the group will have to repay the loan to support the group member who cannot repay.

We are always happy to talk!

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