Online loan

Easy and fast access to loans

Utilize our convenient online banking system to access funds without the need to visit the bank in person.

Effortless online loan

Value your time with our online loan, accessible from anywhere. Simply fill out an application on our website, no need to visit the bank.

  • No Collateral or Guarantor
    Experience a hassle-free process as our loans require neither collateral nor a guarantor, streamlining your borrowing experience.

  • New Customers Welcome
    For new customers, enjoy online approval for amounts up to 15,000 KGS. Amounts ranging from 15,000 KGS to 100,000 KGS can be approved online, with disbursement through a branch.

  • Returning Clientele Rewards
    As a repeat customer, unlock higher limits with online approvals of up to 170,000 soms, ensuring increased accessibility for your financial needs.

  • Flexible Terms
    Tailor your loan to your needs with flexible terms. Choose a loan term ranging from 3 to 24 months, providing personalized options for repayment.

  • Customize Repayment
    Enjoy the flexibility to choose a term that suits you, ranging from 3 to 24 months, ensuring a tailored repayment schedule.

Your path to approval

Secure your online loan by showcasing your loan history, a crucial factor influencing the decision-making process.

  • Streamlined Borrowing
    Simplify your loan approval process by ensuring you have no more than one active loan.

  • Delinquency-Free Status
    Enhance your loan eligibility by confirming there are no active loan delinquencies on your credit record.

  • Manageable Delinquencies
    If you’ve experienced loan delinquencies in the past 12 months, ensure total delinquencies do not exceed 30 days for a smoother approval process.

Loan calculator

Example: 100 000
Example: 12
Calculate

* The following calculation is informative and may vary slightly.

Get an online loan effortlessly in four simple steps

This is really simple and fast.

  • 1

    Application Submission
    Complete the application form online, providing the necessary details for your loan request.

  • 2

    Remote Identification
    Undergo a remote identification process to ensure secure and convenient verification of your identity.

  • 3

    Approval Awaits
    Await approval as our team reviews your application promptly. Experience a straightforward and transparent approval process.

  • 4

    Loan Disbursement
    Once approved, receive your loan promptly, simplifying the entire process of acquiring funds online.

Start your application

ATTENTION! Having filled in this application, you will be able to get a loan in any convenient Branch of the Bank, if you want to get ONLINE LOAN follow the link.

This application works only in the Russian version of the page. Please follow this link.

The appendixes are available in Russian and Kyrgyz languages only. Please follow this link.

Frequently Asked Questions

The Online Loan is available for borrowers aged 23 and above.

Upon meeting all criteria, the online loan is disbursed on the day of application. If there’s a minor discrepancy, approval can be granted remotely, with funds available for pickup at the nearest branch.

Yes, once approved, you can receive the loan amount electronically without the need to visit our office.

We are always happy to talk!

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