Loan for Women

Loans tailored for Women

Discover a loan featuring interest repayment and a special cashback at the end of the loan term, serving as a starting point for savings or a delightful bonus.

Empowering women entrepreneurs

Support in the form of a loan to increase working capital, purchase fixed assets and meet your daily needs.

  • Loan on guarantee and collateral
    • Loans up to 500,000 KGS: The priority condition is the provision of a guarantee. In the absence of a guarantor, a mandatory pledge of movable and/or immovable property is required.
    • Loans over 500,001 KGS: provision of solid collateral is required.

  • Enhance operations
    Elevate your business by boosting operational funds to enhance working capital and fostering growth.

  • Asset Acquisition
    Facilitate expansion by securing essential fixed assets, ensuring your enterprise has the resources needed for sustainable development.

  • Rewarding Repayment
    We recognize responsible borrowers, with your commendable repayment history benefit from a reduced interest rate.

Profitable partnership

Understanding the diverse needs of our women customers, we offer the tailored conditions, ensuring a profitable and supportive partnership.

  • Special Interest Rates: Benefit from special interest rates starting from 25%. With a commendable history, rates can start at 21%, with the 4% interest different returned to your deposit or checking account.

  • Flexible Loan Period: Choose a loan period that suits you, ranging from 3 months to 60 months.

  • Loan amount offered: You can get a loan from KGS 250,000 to KGS 1,000,000 selecting the amount that suits you best.

  • Experience Requirement: Demonstrate your business management experience or have at least 3 to 6 months of experience in the agribusiness sector.

  • Exclusive for Women: Designed exclusively for women aged 21 to 65 providing targeted financial support for women entrepreneurs.

  • Guaranteed Support: Enjoy guaranteed support even without a guarantor, leveraging movable or immovable property as collateral for added flexibility.

  • Flexible repayment terms: Repay the loan in a convenient way for you – through our mobile banking application, as well as through payment terminals and Elcard Mobile.

  • Business Stability: Demonstrate the existence of an ongoing business or stable employment.

Our competitive edge

Discover the advantages of choosing our financial services, designed to provide you with tailored loan solutions.

  • Swift Processing
    Experience rapid loan processing for quick access to funds when documents are ready.

  • Minimal Documentation
    Streamline your application with minimal documentation; just provide an income certificate.

  • Flexible Repayment
    Repay your loan with flexible options like payment terminals and Elkart Mobile.

  • Transparent Financing: No Additional Commissions. Enjoy transparent financing with no hidden fees; we charge no additional commissions for contract support.

Loan calculator

Example: 100 000
Example: 12

* The following calculation is informative and may vary slightly. The 24% applies if all product terms and conditions are met.

Loan Application Process: Step by Step

Experience an application process built on trust, efficiency, and your unique needs

  • 1

    Online application
    When you submit your online application, our staff will contact you on product selection and required documents.

  • 2

    Branch selection
    After the consultation, we will invite you to the nearest branch.

  • 3

    Signing the contract
    Visit the selected branch, sign the contract, and receive your loan.

Start your application

ATTENTION! Having filled in this application, you will be able to get a loan in any convenient Branch of the Bank, if you want to get ONLINE LOAN follow the link.

This application form is available in Russian or Kyrgyz only.

The appendixes are available in Russian and Kyrgyz languages only. Please follow this link.

Frequently Asked Questions

Initially, the loan is issued at 27%, but if you repay the loan without delays, the Bank will recalculate the loan at 24%, and the difference will be credited to your demand account as a cashback.

This loan is exclusively for women between the ages of 21 and 65.

Kyrgyz citizenship is required to obtain this loan.

We are always happy to talk!

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