Elcard Standart
Safe and Accessible 24/7
FINCA Elcard payment card – your money is always with you and everywhere in Kyrgyzstan.
Transactions available and benefits we offer to you
Safely store your funds.
Receive wages, pensions, allowances, money transfers.
Round-the-clock access to funds on card accounts to pay for goods and services, as well as cash withdrawal through ATMs and POS-terminals of all banks in Kyrgyzstan.
Saving time when paying for goods and services through POS-terminals.
Instant money transfers from Elcard to Elcard in Kyrgyzstan – through FINCA Mobile Banking (free of charge for the sender and the recipient) or through ATMs with money transfer functionality.
Why FINCA Elcard?
It enables you to do the following:
Run accounting and control over cash flow and card balances via SMS-notification service and Elcard. In mobile application it is free of charge.
Replenish and withdraw from the card account in FINCA Bank branches via POS terminals.
Pay utility and other payments via our Mobile Banking (no fees).
Get services in the territory of the Russian Federation (ATMs and POS-terminals).
| Terms and Conditions for individuals | Cost (KGS) | |
|---|---|---|
| Card validity period | 8 years | |
| Currency of the card account | Soms | |
| Issue of chip card | For individuals | Free of charge |
| Card maintenance | For individuals | 100 soms annually (to be paid when applying for card issue) |
| Card re-issuance | After expiration | Free of charge |
| In case of loss | 200 soms | |
| Cash withdrawal | Through ATMs and POS terminals of all banks KR | 0.3% of the amount |
| Balance inquiry and mini-statement (only in ATMs) | Through ATMs and POS terminals of all banks of KR | 4 soms |
| SMS-notification on account (activation and deactivation – free of charge upon the client’s application) | On cash flow on card account | 25 soms monthly |
| Payment for goods and services | via POS-terminals of all banks of KR | Free of charge |
How to get FINCA Elcard in 3 simple steps
It is convenient and fast
- 1
Fill in the online application
When you submit the online application, our staff will contact you to share more about the product and advise about the required documents. - 2
Remote Identification
To start issuing your Elcard you will need to go through remote identification. Therefore, when the application is submitted, our staff will reach out to you and explain how to do remote identification. - 3
Getting your card
After 5-7 days (in case of Bishkek) or 10-15 days (if you applied from regions) you will be able to get your Elcard in the branch most convenient to you.
Start your application
Applying for a loan with us is a straightforward and convenient process
This application works only in the Russian version of the page. Please follow this link.
Frequently Asked Questions
To speed up the process, you can leave an online application for a card and then come to the office to receive the finished card, or leave an application for a card in any office of the bank. Have your password with you.
First of all, contact FINCA Bank call center to block the card, then contact any office of our Bank to return the card.
You will need to re-issue the card by applying to the Bank’s office. Card reissuance costs 200 soms.
