FINCA Bank Board of Directors
Our Board of Directors brings depth and breadth of expertise and a unique dedication to providing access to responsible financial services.
Florin Lila
Board chair and FINCA Impact Finance vice president and regional director for Eurasia
Florin Lila
Florin Lila is FINCA Impact Finance’s Vice President and Regional Director for Eurasia, where he leads the network’s operations in Armenia, Azerbaijan, Georgia, Kosovo, Kyrgyzstan and Tajikistan. Based in Pristina, he oversees a loan portfolio of nearly USD 300 million, with the six banks and microfinance institutions under his leadership providing responsible finance to more than 320,000 clients.
Florin joined the company in 2012, first as Deputy Regional Director for Eurasia and then as Chief Executive Officer of FINCA Kosovo before becoming Vice President and Regional Director in 2017. He is a member of the Management Team (MT) of FINCA Impact Finance (FIF) and Chair of the Boards of Directors for Georgia, Kyrgyzstan and Tajikistan.
Florin spearheaded successful financial turnarounds at FIF subsidiaries in Kosovo and Tajikistan, with the former achieving profitability during his tenure as CEO and the second under his leadership as vice president & regional director. He has also overseen the implementation of a number of innovative digital financial solutions to increase efficiency and better serve clients. Most recently, FINCA Bank Kyrgyzstan launched a mobile wallet and FINCA Bank Georgia and FINCA Armenia launched online and mobile banking.
He brings a wealth of banking experience and a distinguished academic background. Prior to joining FIF, he had 13 years of experience in the banking sector including multiple roles at the Executive Management and Board of Directors level in Kosovo and in Ghana.
Florin holds an MA degree in Economics for Business Analysis from Staffordshire University, United Kingdom.
“It is better to light a candle than curse the darkness”
John F. Kennedy
Elnura Turgunbekova
Board director
Elnura Turgunbekova
For 17 years Elnura Turgunbekova has specialized in audit and has the following professional experience:
- The Audit Chamber of the Kyrgyz Republic (the Chief Specialist, a specialist expert, the Head of Department, an external specialist).
- A project of the World Bank in the Kyrgyz Republic (the head trainer/ coordinator of the project “Increasing the potential of the audit of the public sector in the Kyrgyz Republic”, coordinator of the World Bank‘s project “Reinforcement of the Audit Chamber of the Kyrgyz Republic”).
- The German Association for International Cooperation (Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ)) – financial audit trainer.
- A project of the United National Development Program in the Kyrgyz Republic (Public Audit Officer of the USAID/UNDP project “Providing the transparency of budget in the Kyrgyz Republic”, facilitator on providing financial independence of the judiciary system within the framework of the EU-UNDP project “Assistance to the activity of the Constitutional Chamber of the Supreme Court of the Kyrgyz Republic”).
- A project of the Delegation of the European Union to the Kyrgyz Republic (public audit expert of the EU project “Technical support of implementation of contract on reforming of the social welfare sector”).
Fisnik Kepuska
Board director
Fisnik Kepuska
Mr. Fisnik Këpuska joined FINCA Kosovo in July 2016 as a Chief Financial Officer for four years, later during 2020 he took the position of Chief Operating Officer in FINCA Kosovo. Mr. Këpuska also serves as a Director in Board of Directors of FINCA Azerbaijan and FINCA Bank Kyrgyzstan, as well as a member of the Audit Committees, IT & Digital Financing Committee at the same institutions. Mr. Këpuska has 24 years of experience in the financial and banking sector in Kosovo and the region. He served for four years as Deputy Chief Executive Officer at the Banka Ekonomike. His previous experience also includes working for international banks such as Raiffeisen Bank Kosovo, Nova Ljubljanska Banka Prishtina in various managerial and leadership positions including branch management, credit risk, operational risk, internal auditing.
Other work experiences include working as a Teaching Assistant of Marketing course at the University of Prishtina, serving as Deputy Chairman of the Board of Directors at the Association of Banks of Kosovo, member of the Audit Committee at SIGURIA Insurance company, as well as in the public sector as Chairman of the Board of Directors at a municipal owned company. His initial work experience began as a Management Consultant for the USAID Business Support Project in Kosovo (KBS) and he continues to offer his consulting services pro-bono for Center for Entrepreneurship & Enterprise Development (CEED) for young entrepreneurs.
Mr. Këpuska holds a Master’s degree (MSc) from the London School of Economics and Political Science (LSE) since 2000 and he is a Graduated Economist from the Faculty of Economics at the University of Prishtina. Mr. Këpuska is fluent in Albanian, English, Serbian, and Croatian.
Torobaeva Nurgul
Board director
Torobaeva Nurgul
Nurgul Torobaeva has approximately 25 years of experience in the field of banking and financial services.
Her professional career includes work in the National Bank of Kyrgyz Republic, the Financial Company for Credit Unions, German technical support program, over 13 years in managerial position in the Bai Tushum Bank and provided consultancy services to several organizations, one of which was located in Papua New Guinea. Her areas of expertise are finance management, risk management, accounting, assets and liability management, project management and others.
Since 2012, she has been a member of the Supervisory Board of Bank Arvand in Tajikistan, and since 2021 – a Member of the Board of Directors of the CJSC “FINCA Bank”, Kyrgyzstan.
Nurgul Torobaeva has numerous certificates of completion of training in asset and liability management, risk management, corporate governance, etc. In 2010, she completed advanced training courses at the Graduate Banking School of the American Bank’s Association. In 2019, she passed the exam for a certified expert in risk management in Frankfurt School, Germany.
Evgenia Gashikulina
Board director
Evgenia Gashikulina
Ms. Evgenia Gashikulina has over 20 years of banking expertise across different markets, including 10 years in executive roles.
Evgenia held several senior and executive positions at the Moldovan subsidiary of a major international MSME banking group. From 2019 to 2022, she worked in a leading MSME bank in Azerbaijan as First Deputy CEO and Interim CEO. Currently, she is a Senior Banker in a German consulting company I.D. Inspiring Development GmbH.
Ms. Gashikulina’s main focus areas are MSME and retail business development, lending and credit risk management, change and turnaround management, strategy advisory, and operational efficiency. As an advisor, she led teams conducting due diligence of banks and FIs, as well as worked with senior management teams to successfully transform, redesign and reorganize their MSME and retail operations. Her experience supporting institutions and projects in CIS, CEE, Africa, and Latin America gives a global perspective and enhances cross-cultural communication skills.
Until 2008 Ms. Gashikulina worked as a bank adviser in the microfinance facility of the European Bank for Reconstruction and Development (EBRD) in Kyrgyzstan, where she was in charge of setting up microfinance departments in the partner banks.
Evgenia holds Risk management certification from Frankfurt School of Finance and Management and a Global Executive MBA from Ecole des Ponts, Paris, and EADA, Barcelona.
FINCA Bank Management Team
Our management team brings vast experience, professional skills and expertise from various industry backgrounds
Makhmud Saidakhmatov
CEO and Chair of the Management Board
Makhmud Saidakhmatov
Makhmud Saidakhmatov joined FINCA in December 2006 as COO for FINCA Kyrgyzstan. After successful implementation of all strategic goals assigned to this role, in 2009 he was appointed CEO of FINCA Azerbaijan, and later in 2010 as CEO of FINCA Kyrgyzstan. He held the position of CEO of FINCA Kyrgyzstan until February of 2015 and later was assigned as an advisor to the management team of FINCA Bank Kyrgyzstan. From July 2015 to June 2018 Makhmud has been leading FINCA’s operation in Jordan as a Country director and the CEO.
Currentrly he is the CEO and Chairman of the Management Board of FINCA Bank Kyrgyzstan.
Prior to joining FINCA, Makhmud worked for more than years for “LFS Financial systems GmbH”, a German consulting and management company specialized in banking and SME finance projects in developing and transition countries. As a banking advisor, he managed projects in Uzbekistan and Tajikistan focused on the establishment of micro and SME lending operations at various commercial banks. In 2003, Makhmud was working in Azerbaijan to develop micro and SME lending practices at Access Bank Azerbaijan. Makhmud commenced his professional banking career in 1998 at the National Bank of Uzbekistan, where he worked for three years as a Senior Investment Officer.
Makhmud holds a diploma in economics from the National University of Uzbekistan and Master’s degree in Economic and Social Studies from the University of Manchester, UK. He also holds a professional certification of Stonier Graduate School of Banking administered by the American Bankers Association at the University of Pennsylvania, Philadelphia, USA.
Maksat Begaliev
Deputy Chairman and Chief Financial Officer
Maksat Begaliev
Maksat Saparovich joined the FINCA family in 2008 in the capacity of the Treasurer of the CJSC “FINCA MCC”. In 2015 he became the Head of the Treasury Department of the CJSC “FINCA Bank”.
On May 10, 2018, the National Bank of the Kyrgyz Republic approved the candidacy of Maksat Begaliev for the position of the Deputy Chairperson of the Management Board, the Chief Financial Officer of the CJSC “FINCA Bank”!
Maksat Saparovich was born and grew up in the city of Bishkek. He was born on October 28, 1978.
He received higher education with a specialization in “World Economy” in the Kyrgyz-Russian Slavic University.
After graduating from the university in 2000, Maksat Saparovich started his career in the National Bank of the Kyrgyz Republic in the capacity of an officer of the Banks Inspecting Office of the Inspecting Department.
From 2004 to 2008, he worked as an accountant of a branch, Deputy Branch Manager, the Head of the Internal Audit Department, was engaged in the branch network development in the Kyrgyz Investment and Credit Bank (KICB).
It’s noteworthy that the candidacy of Maksat Begaliev was put in nomination and supported by the management based on his sound experience in banking, as well as due to his lasting adherence to the values of FINCA for many years.
Aslanova Nazakat
Deputy Chairman and CCO
Aslanova Nazakat
Nazakat Aslanova joined FINCA Kyrgyzstan in December 2017 in the capacity of Chief Operations Officer.
Prior to joining FINCA Kyrgyzstan, from 2002 to 2017 Nazakat held a similar position at FINCA Azerbaijan.
From 1999 to 2002, Nazakat worked for the International Organization for Migration in the capacity of Training and MIS Officer.
A graduate of Warwick Business School in the UK, Nazakat has extensive experience in the financial sector.
In December 2017, Nazakat was appointed Deputy Chairp of the Management Board of the CJSC “FINCA Bank”.
Asseta Krasnozhonova
Deputy Chairman and CОO
Asseta Krasnozhonova
Prior to joining FINCA Kyrgyzstan, from 2010 to 2013, Asseta worked for the French financial holding Oxus International Kyrgyzstan as Chief Operations Officer.
From 2004 to 2010, Asseta had been working for CJSC “Demir Kyrgyz International Bank”, where in 2007 she created and then headed the Retail Banking Department, holding the position of the Head of the Retail Banking Department. Until 2004, Asseta worked in the UK Department for International Development (DFID).
She holds an MBA degree in the economics from the Kyrgyz State University, Diploma of accomplishment of Banks Executive Education Program at ABA Stonier graduate School of Banking.
Aleksey Gorbatovsky
Board Member and Head of the Legal Department
Aleksey Gorbatovsky
Alexey Gennadievich Gorbatovskiy joined FINCA Kyrgyzstan in October 2003 as a lawyer. In February 2006, he was appointed Head of the Legal Department of the bank.
Before joining FINCA Bank Kyrgyzstan, from 1995 to May 1997 Alexey worked at Kyrgyzpromstorybank and Kurulush Bank, where he held the position of general counsel.
From May 1997 to April 1999 Alexey Gorbatovskiy addressed the issue of legal support in the CJSC “Demir Kyrgyz International Bank” as legal advisor.
From May 1999 to September 2003, he worked in CAMCO Сorporation Ltd., an English investment company.
In August 2017, Alexey Gorbatovskiy was appointed by the Board of Directors as a Member of the Management Board of the CJSC “FINCA Bank”.
FINCA Impact Finance Global Leadership
The FINCA Impact Finance management team leads a global organization of more than 10,000 employees