What is FINCA ELSOM?
A mobile application that enables users to make instant payments and money transfers, repay loans, replenish deposits and settle accounts at FINCA Bank. It’s also a convenient way to pay for essential services.
Remittances across Kyrgyzstan
Payments for public utilities
Loan repayments
Deposit top-ups and settlement of accounts
Payments for goods and services
How to connect to FINCA ELSOM
You can download the FINCA ELSOM mobile wallet using any SIM card. Your mobile wallet number is your phone number. You can access your FINCA ELSOM e-wallet regardless of your mobile phone balance.
Key Steps:
Download the application FINCA ELSOM from Play Market
Then choose the language: Kyrgyz, Russian or English
Input your phone number which will become the number of your wallet
You will be suggested to input the following data: Name/Surname
Think out a password consisting of at least 6 digits or letters
Tick the box in confirmation that you have read the PUBLIC OFFER FOR FINCA ELSOM SERVICE AGREEMENT CONCLUSION
As soon as the requested data are sent, you will be registered, provided that you have passed the check of your personal data successfully
In the case of successful registration, you will receive an SMS message of confirmation containing the PIN code for carrying out operations using FINCA ELSOM. The initial PIN code is 0000, it must be changed into your own 4-digits PIN code which shall be kept in strict secret
| Basic package | Premium package | |
|---|---|---|
| Registration | By phone | In the offices of FINCA Bank, passport (ID card) is required |
| Replenishment | Using payment terminals | |
| Commission fee | 0 – 2% | |
| In the cash desks of FINCA Bank | ||
| Commission fee | 0% | |
| Maximal balance | 15 000 soms | 950 000 soms |
| Cash withdrawal | In the cash desks of FINCA Bank and KICB | |
| Commission fee | The service is unavailable | 0,3% (min. 5 soms) |
| Maximal amount of one-time cash withdrawal | 200 000 soms | |
Registering for FINCA ELSOM is absolutely free of charge. A commission fee may be charged for certain services provided via the mobile wallet. If you have any questions, please contact the customer support team at FINCA Bank.
How can I top-up my mobile wallet?
Payment terminals
0 som
0 som
From 10 to soms 500 soms
From 20 soms to more than 500 soms
From 5 soms to 1,000 soms
2% more than 1,000 soms
Bank Branches
0 som
0 som
0 som
FINCA Bank Branch Services
Free-of-Charge Branch Services
Loan repayment: credit account number
Top-up deposit: the number of the external deposit account (138ХХХХХХХХХХ)
Top-up account settlement: the number of the external settlement account (138ХХХХХХХХХХ)
FINCA ELSOM Services
Save time for valuable moments!
FINCA ELSOM enables you to make mobile payments in a convenient, prompt and safe manner. Don’t spend time visiting a bank branch when you can enjoy the more important moments in life.
More Convenience
Easy registration and access via mobile phone
Broad opportunities for top-up and cash withdrawal
The ability to create templates for repeat payments and money transfers
24/7 access to your funds
Safe, secure finances
More Services
Money transfers to anywhere in Kyrgyzstan
Payment for public utilities
Top-up deposits and account settlement
Mobile phone balance top-up
Loan repayment
Payments for goods and services
More Mobility
Payments without waiting in line
Payments in real time
Instant account top-up and receipt of remittances
Banking operations without visiting the bank’s offices
More Control
Instant notifications of all mobile wallet transactions
Access to transaction history
The opportunity to block your wallet at any time
Money transfers
Money transfers across Kyrgyzstan
Instant money transfers to any corner of the country
Choose how much to send and when to send it
No need to visit a bank branch
No need to wait in line to transfer funds
Other money transfers
Receive money transfers from Russia at any service outlet
Receive money transfers from Kazakhstan at all QIWI payment terminals
Transfer funds to the ELCART bank card and withdraw cash at ATMs (in the nearest future)
Transfer funds from your VISA card to FINCA ELSOM (in the nearest future)
Payment for services
Purchases/Payment outlets
Payment for public utilities
Payment for telecom services
Payment for Internet and television
Payment of fines
Payment of government fees
Other services
Payment for tickets at Ticket.kg www.ticket.kg
Payment for studying at schools of the Academia Rosta www.rost.kg
Where to withdraw cash?
How to become our partner?
How to become our partner?
FINCA ELSOM offers convenient and secure services for making and accepting payments. By partnering with us, you will provide convenience to your clients, cut your expenses (sales tax, conversion) and increase your security and profits.
The necessary documents for entering into an agreement to accept payments:
For Limited Liability Companies:
- Constitutive documents: the Charter, certificate of registration of the organization, decision [on establishing partnership], the passport of the Chief Executive Officer
For Sole Proprietorships:
- Passport
- Patent