Savings deposit
Secure savings for your profitable future
Take the first step in securing your financial future by starting with only 1000 Soms on your savings account.
Supercharge your savings
Unleash the full potential of your savings with our high-interest rates and flexible deposit options, making your financial goals more attainable than ever.
- Optimize Your Earnings
Maximize your savings potential with an interest rate of up to 13.5%, helping you reach your financial goals faster. Thrive with Flexibility
A flexible 36-month deposit period, allowing your savings to grow.Gateway to Security
Begin your journey to financial security with a minimum amount of 1,000 KGS.
Detailed terms and conditions
Discover what we offer on savings accounts and achieve your financial goals quickly.
Available currency
Explore our versatile deposit available in your preferred currency: Kyrgyz soms (KGS), Russian rubles (RUB).Proposed period
Customize your savings journey with terms from 3 to 36 months, to match your goals.Minimum initial deposit amount
Take the first step towards goals with as little as 1,000 KGS/2,000 RUB/20 USD KGS.Maximum initial deposit amount
Secure your future with up to 1,000,000 KGS/1,000,000 RUB/15,000 USD.Maximum replenishment amount
Unlock limitless savings potential with a replenishment limit of 500,000 KGS / 500,000 RUB / 7,000 USD.- Interest payment
Shape your savings journey your way; opt for monthly or end-of-term interest payments to suit your needs. Protecting Your Savings
With no partial withdrawals, your savings are safeguarded, allowing you to watch them thrive and secure your financial well-being.Interest Capitalization
Interest is capitalized annually on December 31, ensuring your savings are continually working for you.
Your deposits are insured
FINCA Bank CJSC is a participant of the deposit protection system of the Kyrgyz Republic. Deposit Protection Agency of the Kyrgyz Republic, according to the Law of the Kyrgyz Republic “On Protection of Bank Deposits”, guarantees each depositor the return of funds, i.e. in case of guarantee case depositors are paid compensation up to 1,000,000 soms, including interest on deposits.
Deposit calculator
* The following calculation is informative and may vary slightly.
How to open a deposit account in 3 simple steps
It is convenient and fast
- 1
Fill in the online application
When you submit the online application, our staff will contact you to share more about the product and advise about the required documents. - 2
Branch selection
During the consultation, you will receive guidance to help you decide which branch to visit. - 3
Contract signing
Upon visiting the branch of your choice, the front desk operators will open a deposit account for you.
Frequently Asked Questions
Easily replenish your deposit by funding your demand bank account; we’ll automatically transfer the scheduled amount to “Kiyal.” You have multiple options: visit our bank’s counters (commission-free), transfer from another bank account (sender bank’s commission applies), use our fee-free payment terminals in bank branches and retail stores, employ the Elcard Mobile app (no commission), or opt for replenishment via Pay24, O!, and MEGA payment terminals (commission applies).
Certainly, our existing clients can open deposits remotely through our Mobile/Internet Bank, and new customers have two easy routes: download our Mobile Bank for remote identification or submit the website application, and our experts will facilitate the process, reducing the necessity for physical branch visits.
We offer automatic deposit renewal when your deposit matures. In case you didn’t select automatic renewal initially, your funds are safeguarded, and you have the convenience of starting a new deposit through various channels like Internet and Mobile Banking, our online website application, or our supportive Call Center, putting the power of financial decisions in your hands.
