Term deposit

Get a profitable return on your funds

Generate guaranteed income and multiply your savings via FINCA Bank term deposit

Transform your savings into a stable source of income

Our Term Deposits are a reliable way to preserve and grow your capital. Entrust your savings to us and enjoy financial security.

Benefits of FINCA Term Deposits

  • Interest Rate up to 13%
    Maximize the growth of your capital with our competitive interest rates.

  • Term up to 3 years
    Lock in your funds for a longer period and enjoy a steady income.

  • Minimum Deposit Amount of 7000 som
    Even with a modest initial investment, you can start building your deposit and achieve your financial goals.

Detailed terms and conditions

Learn more about our fixed-term deposits.

  • Currency to save
    This deposit is available for Kyrgyz soms (KGS), Russian rubles (RUB), US dollars (USD).

  • Proposed period
    Choose your term from minimum 3 to maximum 36 months.

  • Minimum amount to start
    You can start save from 7,000 KGS/RUB or 100 USD.

  • Interest payment
    You choose – withdraw interest accrued to your deposit monthly or upon expiry of the term.

  • Capitalization (increase of the deposit by the amount of accumulated interest) takes place once a year (for deposits with the term equal to 365 days) and when interest is paid upon expiry of the deposit term.

  • Partial withdrawal of deposit funds is not provided.

Your deposits are insured

FINCA Bank CJSC is a participant of the deposit protection system of the Kyrgyz Republic. Deposit Protection Agency of the Kyrgyz Republic, according to the Law of the Kyrgyz Republic “On Protection of Bank Deposits”, guarantees each depositor the return of funds, i.e. in case of guarantee case depositors are paid compensation up to 1,000,000 soms, including interest on deposits.

Deposit calculator

Calculate

* The following calculation is informative and may vary slightly.

How to open a deposit account in 3 simple steps

It is convenient and fast

  • 1

    Fill in the online application
    When you submit the online application, our staff will contact you to share more about the product and advise about the required documents.

  • 2

    Branch selection
    During the consultation, you will receive guidance to help you decide which branch to visit.

  • 3

    Contract signing
    Upon visiting the branch of your choice, the front desk operators will open a deposit account for you.

Start your application

Applying is a straightforward and convenient process

This application form is available in Russian or Kyrgyz only.

The appendixes are available in Russian and Kyrgyz languages only. Please follow this link.

Frequently Asked Questions

If your deposit was opened with the option to withdraw interest on a monthly basis, the accrued interest will be credited to your demand bank account. You can withdraw funds from this account at the Bank’s offices or use the cashless withdrawal option via Mobile/Internet Banking.

If the deposit is automatically renewed, the interest rate will be the one applicable on the date of renewal in the Bank’s tariffs.

Yes, it is possible. However, please note that it may take longer to close the deposit at a different office than the one where it was originally opened.

We are always happy to talk!

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