Women deposit Kiyal
Regularly replenish your deposit and get closer to your dreams!
Kiyal is a special deposit designed for women granting a 3% bonus interest from FINCA Bank.
Unlock your savings potential
Reshape your financial future with opportunities for growth.
Special interest rates
Maximize your saving potential with rates of up to 14%.Deposit period
Flexible term that allows you to place funds for up to 2 years.Minimum deposit amount
Take the first step forward with as little as 500 soms, putting the power of saving in your hands.
Watch your savings thrive
Supercharge your savings journey by earning an impressive 3% bonus and unlock an array of opportunities.
Customize Your Savings Routine
Your monthly deposit and replenishment date can be tailored to your preferences.Extended Grace period for Your Convenience
We provide you with an extra 10-day cushion beyond your scheduled replenishment date. Manage your finances stress-free.Bonus interest for deposits
Bonus interest is your reward for timely deposit replenishment, maximizing the benefits of your savings.
Detailed terms and conditions
Explore new opportunities and reshape your financial future.
Eligible currency
Deposit is tailored for Kyrgyz soms (KGS), providing a specialized savings experience.Proposed terms
Craft your savings journey with flexibility, with terms from a minimum of 6 to a maximum of 24 months.Minimum initial/replenishment deposit amount
Your future starts with just 500 KGS, ensuring that savings are within reach.Maximum initial/replenishment deposit amount
With a limit of 1,000,000 KGS and a practical 100,000 KGS replenishment, shape your journey.Interest Capitalization
Interest is capitalized on December 31st, ensuring your savings are continually working for you.

Your deposits are insured
FINCA Bank CJSC is a participant of the deposit protection system of the Kyrgyz Republic. Deposit Protection Agency of the Kyrgyz Republic, according to the Law of the Kyrgyz Republic “On Protection of Bank Deposits”, guarantees each depositor the return of funds, i.e. in case of guarantee case depositors are paid compensation up to 1,000,000 soms, including interest on deposits.
Deposit calculator
* The following calculation is informative and may vary slightly.
How to open a deposit account in 3 simple steps
It is convenient and fast
- 1
Fill in the online application
When you submit the online application, our staff will contact you to share more about the product and advise about the required documents. - 2
Branch selection
During the consultation, you will receive guidance to help you decide which branch to visit. - 3
Contract signing
Upon visiting the branch of your choice, the front desk operators will open a deposit account for you.
Frequently Asked Questions
To keep your “Kiyal” deposit healthy, ensure your demand bank account stays funded. The process is straightforward – you can replenish it at our bank’s cash desks without commissions, transfer from another bank’s account with fees from the sending bank, use our commission-free payment terminals in bank branches and retail stores, explore the Elcard Mobile app with no extra costs, or opt for Pay24, O!, and MEGA payment terminals with a minimal commission.
1. Download our Mobile Bank and complete remote identification. In the application, go to the “My Finances” section, where the “Open Deposit” button will become available.
2. Fill in the application form on the website and then our specialists will contact you, you will have to come to the branch convenient for you to sign the agreement.


