Women deposit Kiyal

Regularly replenish your deposit and get closer to your dreams!

Kiyal is a special deposit designed for women granting a 3% bonus interest from FINCA Bank.

Unlock your savings potential

Reshape your financial future with opportunities for growth.

  • Special interest rates
    Maximize your saving potential with rates of up to 14%.

  • Deposit period
    Flexible term that allows you to place funds for up to 2 years.

  • Minimum deposit amount
    Take the first step forward with as little as 500 soms, putting the power of saving in your hands.

Watch your savings thrive

Supercharge your savings journey by earning an impressive 3% bonus and unlock an array of opportunities.

  • Customize Your Savings Routine
    Your monthly deposit and replenishment date can be tailored to your preferences.

  • Extended Grace period for Your Convenience
    We provide you with an extra 10-day cushion beyond your scheduled replenishment date. Manage your finances stress-free.

  • Bonus interest for deposits
    Bonus interest is your reward for timely deposit replenishment, maximizing the benefits of your savings.

Detailed terms and conditions

Explore new opportunities  and reshape your financial future.

  • Eligible currency
    Deposit is tailored for Kyrgyz soms (KGS), providing a specialized savings experience.

  • Proposed terms 
    Craft your savings journey with flexibility, with terms from a minimum of 6 to a maximum of 24 months.

  • Minimum initial/replenishment deposit amount
    Your future starts with just 500 KGS, ensuring that savings are within reach.

  • Maximum initial/replenishment deposit amount
    With a limit of 1,000,000 KGS and a practical 100,000 KGS replenishment, shape your journey.

  • Interest Capitalization
    Interest is capitalized on December 31st, ensuring your savings are continually working for you.

Your deposits are insured

FINCA Bank CJSC is a participant of the deposit protection system of the Kyrgyz Republic. Deposit Protection Agency of the Kyrgyz Republic, according to the Law of the Kyrgyz Republic “On Protection of Bank Deposits”, guarantees each depositor the return of funds, i.e. in case of guarantee case depositors are paid compensation up to 1,000,000 soms, including interest on deposits.

Deposit calculator

* The following calculation is informative and may vary slightly.

How to open a deposit account in 3 simple steps

It is convenient and fast

  • 1

    Fill in the online application
    When you submit the online application, our staff will contact you to share more about the product and advise about the required documents.

  • 2

    Branch selection
    During the consultation, you will receive guidance to help you decide which branch to visit.

  • 3

    Contract signing
    Upon visiting the branch of your choice, the front desk operators will open a deposit account for you.

Start your application

Applying is a straightforward and convenient process

This application form is available in Russian or Kyrgyz only.

The appendixes are available in Russian and Kyrgyz languages only. Please follow this link.

Frequently Asked Questions

To keep your “Kiyal” deposit healthy, ensure your demand bank account stays funded. The process is straightforward – you can replenish it at our bank’s cash desks without commissions, transfer from another bank’s account with fees from the sending bank, use our commission-free payment terminals in bank branches and retail stores, explore the Elcard Mobile app with no extra costs, or opt for Pay24, O!, and MEGA payment terminals with a minimal commission.

Yes, for existing clients you can conveniently open deposits through our Mobile/Internet Bank. If you’re new to us, you have two user-friendly options: download our Mobile Bank for remote identification or complete the website application. Our team will guide you through the process, eliminating the need for branch visits.
1. Download our Mobile Bank and complete remote identification. In the application, go to the “My Finances” section, where the “Open Deposit” button will become available.
2. Fill in the application form on the website and then our specialists will contact you, you will have to come to the branch convenient for you to sign the agreement.
Yes, you can. However, please be aware that closing a deposit at a different office may take more time than if it were done at the branch where it was originally opened.

We are always happy to talk!

Request a callback