Savings deposit

Deposit your free money and watch it grow

Make small savings and get additional income from a reliable partner.

Cumulative deposit – your financial cushion for various life situations

Maximize the growth of your capital with competitive interest rates, even with a modest initial investment.

What is special for you?

  • High interest rate
    Up to 13,5% to help you grow your savings faster.

  • Term up to 3 years
    Lock in your funds for a longer period and enjoy a steady income from your deposit.

  • Start from small amounts
    Minimum amount of 5000 soms/rubles or 50 USD.

Details matter, learn more about our cumulative deposit

Learn more about this product to make informed decisions.

  • Currency: This deposit is available in Kyrgyz soms (KGS), Russian rubles (RUB), US dollars (USD).

  • Proposed term: Choose your term from minimum 3 to maximum 36 months.

  • Minimum initial deposit amount: You can start to save from as little as 7,000 KGS/RUB or 100 USD.

  • Interest payment: You can withdraw the interest monthly or upon expiry of the deposit term.

  • Capitalization: Capitalization means increasing the deposit by the amount of accumulated interest. It is done once a year for deposits with a term of 365 days, when the accrued interest is paid upon expiry of the deposit term.

  • Partial withdrawal: not available.

Your deposits are insured

FINCA Bank CJSC is a participant of the deposit protection system of the Kyrgyz Republic. Deposit Protection Agency of the Kyrgyz Republic, according to the Law of the Kyrgyz Republic “On Protection of Bank Deposits”, guarantees each depositor the return of funds, i.e. in case of guarantee case depositors are paid compensation up to 1,000,000 soms, including interest on deposits.

Deposit calculator

Calculate

* The following calculation is informative and may vary slightly.

How to open a deposit account in 3 simple steps

It is convenient and fast

  • 1

    Fill in the online application
    Submit the online application, and our staff will contact you to share more about the product and advise you on the required documents.

  • 2

    Branch selection
    During the consultation, you will receive guidance to help you decide which branch to visit.

  • 3

    Contract signing
    Upon visiting the branch of your choice, the front desk operators will open a deposit account for you.

Start your application

Applying is a straightforward and convenient process

This application form is available in Russian or Kyrgyz only.

The appendixes are available in Russian and Kyrgyz languages only. Please follow this link.

Frequently Asked Questions

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