Withdrawable savings

Maximize your business savings

Experience effortless access to your business funds.

Enhance your savings journey

Explore our competitive interest rates, flexible deposit periods, and accessible minimum deposit amounts, all designed to accelerate your path to financial success.

  • Maximize Your Earnings
    Elevate your savings with a deposit that offers interest rates of up to 7%, making your money work harder for you.

  • Tailored for Your Goals
    Choose a deposit period that suits your goals, spanning up to 17 months for optimal growth.

  • Minimum deposit amount
    Take the first step towards your goals as little as 5000 KGS and unlock the potential for a secure future.

Terms and conditions created to better serve your interests

Explore the possibilities of our withdrawable savings deposit for a simple and convenient path to a successful financial future.

  • Available currency
    Deposit available in Kyrgyz soms (KGS), making financial success a local endeavor.

  • Proposed period
    Craft your savings journey with flexibility with your choice of terms from 6 to 12 months.

  • Minimum initial deposit amount
    Begin your savings journey with as little as 2500 KGS, taking the first step towards security and growth.

  • Interest payment
    Watch your savings thrive with interest payments granted upon completion of the deposit term.

  • Possibility to withdraw funds from deposit
    Access your savings with monthly withdrawals, ensuring your funds are available to support your goals.

  • Interest Capitalization
    Interest is capitalized on December 31 each year, ensuring your savings are continually working for you.

Your deposits are insured

FINCA Bank CJSC is a participant of the deposit protection system of the Kyrgyz Republic. Deposit Protection Agency of the Kyrgyz Republic, according to the Law of the Kyrgyz Republic “On Protection of Bank Deposits”, guarantees each depositor the return of funds, i.e. in case of guarantee case depositors are paid compensation up to 1,000,000 soms, including interest on deposits.

Deposit calculator

* The following calculation is informative and may vary slightly.

How to open a deposit account in 3 simple steps

It is convenient and fast

  • 1

    Fill in the online application
    Submit the online application, and our staff will contact you to share more about the product and advise on the required documents.

  • 2

    Branch selection
    During the consultation, you will receive guidance to help you decide which branch to visit.

  • 3

    Contract signing
    Visit the branch of your choice, and the front desk operators will open a deposit account for you.

Start your application

Applying is a straightforward and convenient process

This application form is available in Russian or Kyrgyz only.

The appendixes are available in Russian and Kyrgyz languages only. Please follow this link.

Frequently Asked Questions

Replenishing your “Kiyal” deposit is simple. Just replenish your demand bank account, and according to the schedule, the money will be debited. You have multiple options: deposit at the bank’s counters (commission-free), transfer from another bank account (with commission), using our commission-free payment terminals, the Elcard Mobile app, or Pay24, O!, and MEGA payment terminals (with commission).

Yes. Existing clients can open deposits remotely using our Mobile/Internet Bank. New clients have two convenient options: download our Mobile Bank for remote identification or fill out the website application. Our team is ready to assist, sparing you from branch visits.

At FINCA Bank, you have the option of automatic deposit renewal when your deposit matures. If you didn’t opt for this initially, your funds will be credited and secured in your demand bank account, where we guarantee their safety and return. You can also independently open a new deposit through convenient channels like Internet and Mobile Banking, our website’s online application, or our Call Center, offering you complete control over your financial decisions.

We are always happy to talk!

Request a callback